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Construction & Trade Contractors Workers Comp in Visalia CAWhen it comes to providing workers compensation insurance for construction & trade contractors in Visalia, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In Visalia California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in Visalia CA 93277, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Needs of Construction & Trade Contractors

For construction & trade contractors in Visalia CA, the threats of work-related injuries are relatively high. And as a business owner, if you have construction & trade contractors working for you, you require the protection– and assurance– of the best workers compensation insurance coverage you can get.

While modern improvements in tools, methods, equipment, and training in the building and construction industries focused on safety, it is still inescapable that on-the-job injuries and illnesses are going to happen.

Manual labor at heights, with sometimes harmful equipment and machinery, and just the very nature of a demanding, physical job, your contractors are going to need workers comp from time-to-time.

Contractors Workers Compensation Insurance: What Is It?

As we’ve alluded to, the building and construction industries in Visalia can be dangerous as using industrial equipment and working with harmful materials can cause illness, injury, or even death. So protecting your workers with contractors workers compensation insurance is not just sensible but mandated and regulated at the state level.

When you have contractors workers compensation insurance in Visalia, you’re protecting your business from possible lawsuits and providing your contractors the services they require when they are off work due to injury or illness.

You’ll be covered as your policy will take care of medical costs, lost earnings and wages, rehabilitation expenses and death benefits.

Also, agents for the insurer you employee will be able to deal with you and your contractors to make sure the processes and procedures are followed thoroughly, properly, and according to local, state and federal law.

Think of it as a type of safety net. Yes, you will do everything in your power to avoid injury on-the-job by placing emphasis on safety, but having the contractor’s workers compensation insurance will offer you one less thing to stress over.

Independent Contractor Workers Compensation Insurance, Are They Covered?

Visalia Construction & Trade Contractors Workers CompIs independent contractor workers compensation insurance needed? Considering that independent contractors are different, you have to understand that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to think about as a company owner, since at times the line between an employee, contractor, independent contractor, and subcontractor can be fuzzy.

You’ll wish to discuss this with a legal or insurance expert skilled and knowledgeable of the worker’s compensation laws in your state.

Does a Subcontractor Need Workers Compensation Insurance?

Does a subcontractor require workers compensation insurance? It depends, in general, no, given that they are separate business entities from your company and not employees, you don’t need to carry workers comp protection for them.

But, you want to make sure that you completely understand the worker’s compensation laws in your state, so ensure that you understand them inside and out by calling a workers compensation insurer or a lawyer with knowledge in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection starts with their options, but if they haven’t elected to select self-insurance, you have to be aware of this information.

Learn More About Visalia CA 93277

Visalia is a city in Tulare County, California with a total population of approximately 50,607. Visalia, which uses the 559 area code, is located at 36.294675, -119.381281 at an elevation of 331 feet. There are over 18,341 households and on average there are 2.74 people in each household with a median age of 34.5. The average income in the area is $50,959 and the average home value is $169,500.