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Construction & Trade Contractors Workers Comp in Three Rivers CAWhen it comes to providing workers compensation insurance for construction & trade contractors in Three Rivers, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In Three Rivers California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in Three Rivers CA 93271, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Requirements of Construction & Trade Contractors

For construction & trade contractors in Three Rivers CA, the risks of work-related injuries are fairly high. And as a company owner, if you have construction & trade contractors working for you, you need the protection– and peace of mind– of the best workers compensation insurance coverage you can get.

While modern advancements in tools, strategies, devices, and training in the building and construction industries concentrated on safety, it is still unavoidable that on-the-job injuries and illnesses are going to take place.

Manual work at heights, with often unsafe equipment and machinery, and just the very nature of a demanding, physical task, your contractors are going to require workers comp from time-to-time.

Contractors Workers Compensation Insurance: Exactly What Is It?

As we’ve alluded to, the building and construction industries in Three Rivers can be hazardous as using commercial machinery and working with hazardous products can cause illness, injury, and even death. So protecting your workers with contractors workers compensation insurance is not just smart but mandated and regulated at the state level.

When you have contractors workers compensation insurance in Three Rivers, you’re protecting your business from possible lawsuits and offering your contractors the services they need when they are off work due to injury or illness.

You’ll be covered as your policy will take care of medical costs, lost earnings and wages, rehab expenditures and death benefits.

Also, agents for the insurance provider you employee will have the ability to work with you and your contractors to make sure the processes and procedures are followed thoroughly, properly, and according to local, state and federal law.

Think of it as a type of safety net. Yes, you will do whatever in your power to avoid injury on-the-job by placing emphasis on safety, but having the contractor’s workers compensation insurance will give you one less thing to worry about.

Independent Contractor Workers Compensation Insurance, Are They Covered?

Three Rivers Construction & Trade Contractors Workers CompensationIs independent contractor workers compensation insurance required? Since independent contractors are different, you have to understand that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to consider as a company owner, since sometimes the line between an employee, contractor, independent contractor, and subcontractor can be fuzzy.

You’ll want to discuss this with a legal or insurance expert competent and well-informed of the worker’s compensation laws in your state.

Does a Subcontractor Need Workers Compensation Insurance?

Does a subcontractor require workers compensation insurance? It depends, in general, no, given that they are different business entities from your company and not workers, you do not need to carry workers comp coverage for them.

However, you wish to make certain that you entirely understand the worker’s compensation laws in your state, so make sure that you know them inside and out by calling a workers compensation insurance provider or a lawyer with expertise in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection starts with their options, however if they have not elected to choose self-insurance, you have to know this information.

Learn More About Three Rivers CA 93271

Three Rivers is a city in Tulare County, California with a total population of approximately 2,276. Three Rivers, which uses the 559 area code, is located at 36.435979, -118.742725 at an elevation of 331 feet. There are over 1,066 households and on average there are 2.13 people in each household with a median age of 52.3. The average income in the area is $45,833 and the average home value is $282,100.