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Construction & Trade Contractors Workers Compensation in Tehama CAWhen it comes to providing workers compensation insurance for construction & trade contractors in Tehama, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In Tehama California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in Tehama CA 96090, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Requirements of Construction & Trade Contractors

For construction & trade contractors in Tehama CA, the risks of work-related injuries are relatively high. And as a business owner, if you have construction & trade contractors working for you, you require the protection– and assurance– of the best workers compensation insurance protection you can obtain.

While modern developments in tools, strategies, equipment, and training in the building and construction industries concentrated on safety, it is still inescapable that on-the-job injuries and illnesses are going to occur.

Manual labor at heights, with often hazardous equipment and machinery, and just the very nature of a demanding, physical job, your contractors are going to require workers comp from time-to-time.

Contractors Workers Compensation Insurance: Exactly What Is It?

As we’ve mentioned, the building and construction industries in Tehama can be hazardous as utilizing commercial machinery and dealing with dangerous materials can cause illness, injury, or perhaps death. So protecting your workers with contractors workers compensation insurance is not only sensible but mandated and regulated at the state level.

When you have contractors workers compensation insurance in Tehama, you’re protecting your business from potential lawsuits and giving your contractors the services they require when they are off work due to injury or illness.

You’ll be covered as your policy will take care of medical expenses, lost earnings and wages, rehabilitation expenses and death benefits.

Likewise, agents for the insurer you employee will be able to work with you and your contractors to make sure the processes and procedures are followed completely, properly, and according to local, state and federal law.

Think of it as a type of safeguard. Yes, you will do whatever in your power to prevent injury on-the-job by placing focus on safety, but having the contractor’s workers compensation insurance will offer you one less thing to fret about.

Independent Contractor Workers Compensation Insurance, Are They Covered?

Tehama Construction & Trade Contractors Workers CompIs independent contractor workers compensation insurance needed? Because independent contractors are different, you have to know that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to think of as a business owner, because at times the line between an employee, contractor, independent contractor, and subcontractor can be fuzzy.

You’ll want to discuss this with a legal or insurance professional skilled and experienced of the worker’s compensation laws in your state.

Does a Subcontractor Need Workers Compensation Insurance?

Does a subcontractor require workers compensation insurance? It depends, in general, no, since they are different business entities from your company and not workers, you don’t have to carry workers comp protection for them.

However, you want to ensure that you completely comprehend the worker’s compensation laws in your state, so ensure that you understand them inside and out by calling a workers compensation insurance company or a legal representative with proficiency in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection starts with their choices, but if they have not elected to pick self-insurance, you need to know this information.

Learn More About Tehama CA 96090

Tehama is a city in Tehama County, California with a total population of approximately 421. Tehama, which uses the 530 area code, is located at 40.02159, -122.128876 at an elevation of 309 feet. There are over 167 households and on average there are 2.52 people in each household with a median age of 44.1. The average income in the area is $36,250 and the average home value is $151,600.