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Construction & Trade Contractors Workers Comp in Sunnyvale CAWhen it comes to providing workers compensation insurance for construction & trade contractors in Sunnyvale, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In Sunnyvale California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in Sunnyvale CA 94085, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Requirements of Construction & Trade Contractors

For construction & trade contractors in Sunnyvale CA, the dangers of work-related injuries are reasonably high. And as a company owner, if you have construction & trade contractors working for you, you need the protection– and assurance– of the best workers compensation insurance coverage you can acquire.

While modern improvements in tools, methods, equipment, and training in the building and construction industries concentrated on safety, it is still inevitable that on-the-job injuries and illnesses are going to occur.

Manual work at heights, with in some cases harmful equipment and machinery, and just the very nature of a demanding, physical job, your contractors are going to require workers comp from time-to-time.

Contractors Workers Compensation Insurance: What Is It?

As we’ve alluded to, the building and construction industries in Sunnyvale can be harmful as utilizing commercial machinery and working with dangerous products can result in illness, injury, or even death. So protecting your workers with contractors workers compensation insurance is not just wise but mandated and regulated at the state level.

When you have contractors workers compensation insurance in Sunnyvale, you’re protecting your business from possible lawsuits and providing your contractors the services they need when they are off work due to injury or illness.

You’ll be covered as your policy will look after medical costs, lost earnings and wages, rehab costs and death benefits.

Likewise, agents for the insurer you employee will have the ability to work with you and your contractors to make sure the processes and procedures are followed thoroughly, correctly, and according to local, state and federal law.

Think about it as a type of safety net. Yes, you will do whatever in your power to avoid injury on-the-job by placing focus on safety, however having the contractor’s workers compensation insurance will give you one less thing to worry about.

Independent Contractor Workers Compensation Insurance, Are They Covered?

Sunnyvale Construction & Trade Contractors Workers CompensationIs independent contractor workers compensation insurance needed? Given that independent contractors are different, you need to know that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to consider as a company owner, due to the fact that sometimes the line between an employee, contractor, independent contractor, and subcontractor can be blurred.

You’ll want to discuss this with a legal or insurance professional competent and knowledgeable of the worker’s compensation laws in your state.

Does a Subcontractor Require Workers Compensation Insurance?

Does a subcontractor need workers compensation insurance? It depends, in general, no, because they are separate business entities from your company and not employees, you don’t have to carry workers comp coverage for them.

But, you wish to make certain that you completely comprehend the worker’s compensation laws in your state, so ensure that you understand them inside and out by getting in touch with a workers compensation insurance provider or a legal representative with competence in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection starts with their choices, but if they have not elected to choose self-insurance, you need to be aware of this information.

Learn More About Sunnyvale CA 94085

Sunnyvale is a city in Santa Clara County, California with a total population of approximately 21,247. Sunnyvale, which uses the 408/669/650 area code, is located at 37.3886, -122.016779 at an elevation of 87 feet. There are over 7,674 households and on average there are 2.75 people in each household with a median age of 32.1. The average income in the area is $97,643 and the average home value is $568,500.