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Construction & Trade Contractors Workers Compensation in Somerset CAWhen it comes to providing workers compensation insurance for construction & trade contractors in Somerset, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In Somerset California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in Somerset CA 95684, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Needs of Construction & Trade Contractors

For construction & trade contractors in Somerset CA, the threats of work-related injuries are fairly high. And as a company owner, if you have construction & trade contractors working for you, you need the protection– and assurance– of the best workers compensation insurance coverage you can get.

While modern advancements in tools, techniques, devices, and training in the building and construction industries concentrated on safety, it is still inescapable that on-the-job injuries and illnesses are going to happen.

Manual work at heights, with in some cases unsafe equipment and machinery, and just the very nature of a demanding, physical job, your contractors are going to require workers comp from time-to-time.

Contractors Workers Compensation Insurance: What Is It?

As we’ve mentioned, the building and construction industries in Somerset can be dangerous as utilizing industrial machinery and dealing with hazardous materials can result in illness, injury, or perhaps death. So protecting your workers with contractors workers compensation insurance is not only sensible but mandated and regulated at the state level.

When you have contractors workers compensation insurance in Somerset, you’re protecting your business from potential lawsuits and providing your contractors the services they need when they are off work due to injury or illness.

You’ll be covered as your policy will look after medical expenses, lost earnings and wages, rehab expenses and death benefits.

Likewise, agents for the insurance company you employee will be able to deal with you and your contractors to make sure the processes and procedures are followed thoroughly, properly, and according to local, state and federal law.

Consider it as a type of safety net. Yes, you will do whatever in your power to avoid injury on-the-job by placing focus on safety, however having the contractor’s workers compensation insurance will offer you one less thing to stress over.

Independent Contractor Workers Compensation Insurance, Are They Covered?

Somerset Construction & Trade Contractors Workers CompIs independent contractor workers compensation insurance needed? Since independent contractors are different, you have to know that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to consider as a business owner, because sometimes the line between an employee, contractor, independent contractor, and subcontractor can be blurry.

You’ll wish to discuss this with a legal or insurance expert skilled and knowledgeable of the worker’s compensation laws in your state.

Does a Subcontractor Need Workers Compensation Insurance?

Does a subcontractor need workers compensation insurance? It depends, in general, no, because they are different business entities from your company and not workers, you don’t need to carry workers comp coverage for them.

But, you want to make sure that you completely understand the worker’s compensation laws in your state, so make sure that you know them inside and out by getting in touch with a workers compensation insurance company or an attorney with knowledge in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection starts with their options, but if they haven’t elected to pick self-insurance, you need to understand this information.

Learn More About Somerset CA 95684

Somerset is a city in El Dorado County, California with a total population of approximately 3,422. Somerset, which uses the 530 area code, is located at 38.597874, -120.534826 at an elevation of 1,866 feet. There are over 1,437 households and on average there are 2.38 people in each household with a median age of 50.8. The average income in the area is $49,509 and the average home value is $245,900.