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Construction & Trade Contractors Workers Comp in Scotts Valley CAWhen it comes to providing workers compensation insurance for construction & trade contractors in Scotts Valley, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In Scotts Valley California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in Scotts Valley CA 95066, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Needs of Construction & Trade Contractors

For construction & trade contractors in Scotts Valley CA, the dangers of work-related injuries are fairly high. And as a business owner, if you have construction & trade contractors working for you, you require the protection– and comfort– of the best workers compensation insurance protection you can acquire.

While modern advancements in tools, methods, equipment, and training in the building and construction industries focused on safety, it is still inevitable that on-the-job injuries and illnesses are going to occur.

Manual work at heights, with often hazardous equipment and machinery, and just the very nature of a requiring, physical task, your contractors are going to need workers comp from time-to-time.

Contractors Workers Compensation Insurance: What Is It?

As we’ve alluded to, the building and construction industries in Scotts Valley can be unsafe as using industrial machinery and working with harmful products can result in illness, injury, and even death. So protecting your workers with contractors workers compensation insurance is not just sensible but mandated and regulated at the state level.

When you have contractors workers compensation insurance in Scotts Valley, you’re protecting your business from prospective lawsuits and providing your contractors the services they require when they are off work due to injury or illness.

You’ll be covered as your policy will take care of medical expenses, lost earnings and wages, rehab costs and death benefits.

Also, agents for the insurer you employee will be able to deal with you and your contractors to make sure the processes and procedures are followed completely, correctly, and according to local, state and federal law.

Consider it as a kind of safety net. Yes, you will do whatever in your power to prevent injury on-the-job by placing emphasis on safety, however having the contractor’s workers compensation insurance will give you one less thing to stress over.

Independent Contractor Workers Compensation Insurance, Are They Covered?

Scotts Valley Construction & Trade Contractors Workers CompIs independent contractor workers compensation insurance required? Since independent contractors are different, you have to understand that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you have to think about as a company owner, since at times the line between an employee, contractor, independent contractor, and subcontractor can be blurry.

You’ll wish to discuss this with a legal or insurance expert proficient and knowledgeable of the worker’s compensation laws in your state.

Does a Subcontractor Require Workers Compensation Insurance?

Does a subcontractor require workers compensation insurance? It depends, in general, no, considering that they are separate business entities from your company and not employees, you don’t need to carry workers comp coverage for them.

But, you wish to make certain that you entirely comprehend the worker’s compensation laws in your state, so make sure that you know them inside and out by calling a workers compensation insurer or an attorney with proficiency in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection begins with their choices, but if they have not elected to select self-insurance, you have to be aware of this information.

Learn More About Scotts Valley CA 95066

Scotts Valley is a city in Santa Cruz County, California with a total population of approximately 14,749. Scotts Valley, which uses the 831 area code, is located at 37.072157, -122.007148 at an elevation of 17 feet. There are over 5,643 households and on average there are 2.56 people in each household with a median age of 42.4. The average income in the area is $106,462 and the average home value is $675,800.