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Construction & Trade Contractors Workers Compensation in Santa Cruz County CAWhen it comes to providing workers compensation insurance for construction & trade contractors in Santa Cruz County, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In Santa Cruz County California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in Santa Cruz County CA , we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Needs of Construction & Trade Contractors

For construction & trade contractors in Santa Cruz County CA, the dangers of work-related injuries are fairly high. And as a company owner, if you have construction & trade contractors working for you, you require the protection– and peace of mind– of the best workers compensation insurance protection you can get.

While modern improvements in tools, techniques, equipment, and training in the building and construction industries focused on safety, it is still inescapable that on-the-job injuries and illnesses are going to occur.

Manual work at heights, with often harmful equipment and machinery, and just the very nature of a demanding, physical job, your contractors are going to require workers comp from time-to-time.

Contractors Workers Compensation Insurance: Exactly What Is It?

As we have actually alluded to, the building and construction industries in Santa Cruz County can be dangerous as utilizing commercial equipment and working with dangerous products can result in illness, injury, or even death. So protecting your workers with contractors workers compensation insurance is not just wise but mandated and regulated at the state level.

When you have contractors workers compensation insurance in Santa Cruz County, you’re protecting your business from possible lawsuits and giving your contractors the services they require when they are off work due to injury or illness.

You’ll be covered as your policy will take care of medical expenditures, lost earnings and wages, rehab costs and death benefits.

Likewise, agents for the insurer you employee will have the ability to deal with you and your contractors to make sure the processes and procedures are followed completely, properly, and according to local, state and federal law.

Think about it as a kind of safeguard. Yes, you will do whatever in your power to avoid injury on-the-job by placing focus on safety, but having the contractor’s workers compensation insurance will offer you one less thing to fret about.

Independent Contractor Workers Compensation Insurance, Are They Covered?

Santa Cruz County Construction & Trade Contractors Workers CompensationIs independent contractor workers compensation insurance needed? Given that independent contractors are different, you need to know that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to consider as a business owner, since at times the line between an employee, contractor, independent contractor, and subcontractor can be blurry.

You’ll want to discuss this with a legal or insurance expert proficient and educated of the worker’s compensation laws in your state.

Does a Subcontractor Require Workers Compensation Insurance?

Does a subcontractor need workers compensation insurance? It depends, in general, no, because they are separate business entities from your company and not employees, you do not need to carry workers comp protection for them.

However, you wish to ensure that you totally comprehend the worker’s compensation laws in your state, so make sure that you understand them inside and out by getting in touch with a workers compensation insurance provider or a lawyer with expertise in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection starts with their options, however if they have not elected to choose self-insurance, you have to know this information.

Cities We Serve In Santa Cruz County

Learn More About Santa Cruz County CA

Santa Cruz County is just one of the many counties in California that we serve.
https://en.wikipedia.org/wiki/Santa_Cruz_County,_California