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Construction & Trade Contractors Workers Comp in San Rafael CAWhen it comes to providing workers compensation insurance for construction & trade contractors in San Rafael, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In San Rafael California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in San Rafael CA 94901, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Requirements of Construction & Trade Contractors

For construction & trade contractors in San Rafael CA, the risks of work-related injuries are fairly high. And as a business owner, if you have construction & trade contractors working for you, you require the protection– and peace of mind– of the best workers compensation insurance coverage you can obtain.

While modern improvements in tools, techniques, equipment, and training in the building and construction industries focused on safety, it is still inescapable that on-the-job injuries and illnesses are going to take place.

Manual work at heights, with sometimes hazardous equipment and machinery, and just the very nature of a requiring, physical task, your contractors are going to need workers comp from time-to-time.

Contractors Workers Compensation Insurance: Exactly What Is It?

As we’ve alluded to, the building and construction industries in San Rafael can be unsafe as using commercial equipment and working with hazardous materials can lead to illness, injury, and even death. So protecting your workers with contractors workers compensation insurance is not just smart but mandated and regulated at the state level.

When you have contractors workers compensation insurance in San Rafael, you’re protecting your business from potential lawsuits and offering your contractors the services they require when they are off work due to injury or illness.

You’ll be covered as your policy will look after medical expenditures, lost earnings and wages, rehab expenses and death benefits.

Also, agents for the insurance company you employee will be able to deal with you and your contractors to make sure the processes and procedures are followed thoroughly, properly, and according to local, state and federal law.

Think about it as a kind of safety net. Yes, you will do whatever in your power to prevent injury on-the-job by placing emphasis on safety, however having the contractor’s workers compensation insurance will give you one less thing to worry about.

Independent Contractor Workers Compensation Insurance, Are They Covered?

San Rafael Construction & Trade Contractors Workers CompIs independent contractor workers compensation insurance needed? Given that independent contractors are different, you have to know that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to think about as a company owner, since sometimes the line between an employee, contractor, independent contractor, and subcontractor can be fuzzy.

You’ll want to discuss this with a legal or insurance expert skilled and well-informed of the worker’s compensation laws in your state.

Does a Subcontractor Require Workers Compensation Insurance?

Does a subcontractor need workers compensation insurance? It depends, in general, no, considering that they are separate business entities from your company and not workers, you don’t need to carry workers comp protection for them.

But, you want to ensure that you totally comprehend the worker’s compensation laws in your state, so ensure that you know them inside and out by getting in touch with a workers compensation insurance company or an attorney with knowledge in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection starts with their choices, however if they have not elected to choose self-insurance, you have to know this information.

Learn More About San Rafael CA 94901

San Rafael is a city in Marin County, California with a total population of approximately 41,157. San Rafael, which uses the 415/628 area code, is located at 37.971938, -122.504395 at an elevation of 7 feet. There are over 15,554 households and on average there are 2.56 people in each household with a median age of 37.9. The average income in the area is $78,044 and the average home value is $805,400.