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Construction & Trade Contractors Workers Compensation in San Lorenzo CAWhen it comes to providing workers compensation insurance for construction & trade contractors in San Lorenzo, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In San Lorenzo California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in San Lorenzo CA 94580, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Requirements of Construction & Trade Contractors

For construction & trade contractors in San Lorenzo CA, the dangers of work-related injuries are fairly high. And as a business owner, if you have construction & trade contractors working for you, you require the protection– and assurance– of the best workers compensation insurance protection you can acquire.

While modern developments in tools, methods, devices, and training in the building and construction industries focused on safety, it is still unavoidable that on-the-job injuries and illnesses are going to happen.

Manual labor at heights, with sometimes hazardous equipment and machinery, and just the very nature of a requiring, physical task, your contractors are going to need workers comp from time-to-time.

Contractors Workers Compensation Insurance: What Is It?

As we have actually mentioned, the building and construction industries in San Lorenzo can be harmful as using commercial equipment and working with harmful products can result in illness, injury, or perhaps death. So protecting your workers with contractors workers compensation insurance is not just wise but mandated and regulated at the state level.

When you have contractors workers compensation insurance in San Lorenzo, you’re protecting your business from potential lawsuits and giving your contractors the services they require when they are off work due to injury or illness.

You’ll be covered as your policy will take care of medical expenses, lost earnings and wages, rehab expenditures and death benefits.

Also, agents for the insurance provider you employee will have the ability to deal with you and your contractors to make sure the processes and procedures are followed thoroughly, correctly, and according to local, state and federal law.

Think of it as a kind of safety net. Yes, you will do everything in your power to avoid injury on-the-job by placing emphasis on safety, however having the contractor’s workers compensation insurance will give you one less thing to stress over.

Independent Contractor Workers Compensation Insurance, Are They Covered?

San Lorenzo Construction & Trade Contractors Workers CompensationIs independent contractor workers compensation insurance required? Considering that independent contractors are different, you have to understand that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to think of as a company owner, since sometimes the line between an employee, contractor, independent contractor, and subcontractor can be fuzzy.

You’ll wish to discuss this with a legal or insurance professional competent and knowledgeable of the worker’s compensation laws in your state.

Does a Subcontractor Need Workers Compensation Insurance?

Does a subcontractor require workers compensation insurance? It depends, in general, no, since they are separate business entities from your company and not employees, you do not have to carry workers comp protection for them.

However, you want to ensure that you totally understand the worker’s compensation laws in your state, so make certain that you understand them inside and out by calling a workers compensation insurance provider or a legal representative with expertise in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection starts with their choices, but if they haven’t elected to choose self-insurance, you need to understand this information.

Learn More About San Lorenzo CA 94580

San Lorenzo is a city in Alameda County, California with a total population of approximately 27,152. San Lorenzo, which uses the 510 area code, is located at 37.67811, -122.135422 at an elevation of 42 feet. There are over 8,624 households and on average there are 3.13 people in each household with a median age of 37.3. The average income in the area is $71,120 and the average home value is $365,000.