" />

Construction & Trade Contractors Workers Comp in San Jose CAWhen it comes to providing workers compensation insurance for construction & trade contractors in San Jose, we understand that your company’s needs are unique. Your employees are more apt to sustain injury and illness on the job because of the demanding physical nature of the job not to mention the use of dangerous tools, working outdoors and working at heights, and utilizing heavy equipment. So at California Workers Compensation Insurance Services, we have tailored our policies and coverages with your unique needs in mind. We’ll customize a policy just for your construction & trade contractors so you’ll have the protection you need for the inevitable, job-related injuries or illnesses which will happen.

Construction & Trade Contractors Workers Compensation Insurance Experts Near Me In San Jose California

The worker’s compensation insurance for your construction & trade contractors are mandatory and regulated by the state of California. So our coverages, policies, and our employees at California Workers Compensation Insurance Services work closely with the state. Our employees are licensed and certified and trained on any all aspects of workers compensation insurance. They can craft policies to make sure you and your employees are covered for medical expenses, lost earnings and wages, rehabilitation services and costs, and death benefits. When it comes to the coverage we can provide, you need to understand that contractors are not considered the same as other employees, so the coverage is different. We can help you with understanding any limitations.

Free Construction & Trade Contractors Workers Compensation Insurance Quotes – (619) 609-7928

Let us here at California Workers Compensation Insurance Services work with your business for your construction & trade contractors workers compensation insurance needs. If you own or operate a business in San Jose CA 95101, we’d love to work for you. So call us today at (619) 609-7928, and one of our friendly, helpful associates will answer any question. And please feel free to request a free quote.

More About Workers Comp For Construction & Trade Contractors

The Unique Worker’s Comp Needs of Construction & Trade Contractors

For construction & trade contractors in San Jose CA, the threats of work-related injuries are relatively high. And as a company owner, if you have construction & trade contractors working for you, you need the protection– and comfort– of the best workers compensation insurance coverage you can obtain.

While modern developments in tools, methods, equipment, and training in the building and construction industries concentrated on safety, it is still inevitable that on-the-job injuries and illnesses are going to take place.

Manual labor at heights, with sometimes harmful equipment and machinery, and just the very nature of a demanding, physical task, your contractors are going to need workers comp from time-to-time.

Contractors Workers Compensation Insurance: What Is It?

As we’ve alluded to, the building and construction industries in San Jose can be unsafe as utilizing commercial equipment and dealing with hazardous products can result in illness, injury, and even death. So protecting your workers with contractors workers compensation insurance is not just sensible but mandated and regulated at the state level.

When you have contractors workers compensation insurance in San Jose, you’re protecting your business from prospective lawsuits and providing your contractors the services they need when they are off work due to injury or illness.

You’ll be covered as your policy will take care of medical costs, lost earnings and wages, rehab costs and death benefits.

Likewise, agents for the insurance company you employee will be able to deal with you and your contractors to make sure the processes and procedures are followed thoroughly, properly, and according to local, state and federal law.

Think of it as a type of safeguard. Yes, you will do everything in your power to prevent injury on-the-job by placing emphasis on safety, but having the contractor’s workers compensation insurance will give you one less thing to stress over.

Independent Contractor Workers Compensation Insurance, Are They Covered?

San Jose Construction & Trade Contractors Workers CompensationIs independent contractor workers compensation insurance required? Considering that independent contractors are different, you have to know that state law does not make independent contractor workers compensation insurance mandatory.

Still, this is something that you need to think about as a company owner, due to the fact that at times the line between an employee, contractor, independent contractor, and subcontractor can be fuzzy.

You’ll wish to discuss this with a legal or insurance professional competent and experienced of the worker’s compensation laws in your state.

Does a Subcontractor Need Workers Compensation Insurance?

Does a subcontractor require workers compensation insurance? It depends, in general, no, given that they are separate business entities from your company and not staff members, you don’t need to carry workers comp protection for them.

However, you want to make certain that you entirely understand the worker’s compensation laws in your state, so make certain that you know them inside and out by calling a workers compensation insurance company or an attorney with know-how in workers comp law to see where you stand.

As an example, in California, subcontractors have rights and protections by law, and the onus of their protection begins with their choices, but if they have not elected to choose self-insurance, you need to understand this information.

Learn More About San Jose CA 95101

San Jose is a city in Santa Clara County, California with a population that is currently unknown. San Jose, which uses the 408/669/650/510 area code, is located at 37.3435, -121.8887 at an elevation of 87 feet. There are over 0 households and on average there are 0 people in each household with a median age of 0. The average income in the area is currently unknown.